Managing wealth that has to serve more than one generation.
Aureon Capital is a private wealth and family office practice in Calgary. We combine investment management, planning, and family office oversight under a single mandate for families across Canada.
We manage capital according to a family’s stated intentions, and we ask that those intentions be written down before anything is invested.
Our role is to hold the whole picture: the operating business, the holding company, the trusts, the real estate, and the personal accounts—and to set out how the parts relate to each other and where they conflict.
Four capabilities, managed as one mandate.
Most mandates draw on more than one of these from the outset.
Between the portfolio and the plan.
The investment account is usually the most closely tended part of a family’s balance sheet. Difficulties more often arise elsewhere: a shareholders’ agreement that contradicts the will, a liquidity shortfall at an inconvenient moment, or a next generation that inherits assets without having been told what they are for.
Much of our work is in those areas: between the portfolio and the plan, and between one generation and the next.
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Record what the capital is for, so later decisions have a stated reference point.
- 02
Make the whole balance sheet visible in one place, across every entity and account.
- 03
Keep advisors, documents, and stated intentions consistent with one another.
Circumstances that prompt a first conversation.
These are the situations families most often describe when they first contact us.
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A business sale or liquidity event is approaching, and personal wealth is about to become the main event.
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Assets have accumulated across holding companies, trusts, and accounts with no consolidated view.
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Advice arrives from several advisors who have never spoken to one another.
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The estate plan was written for a family, and a business, that no longer exists.
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The next generation is approaching an age where inheritance stops being theoretical.
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Investment decisions are being made without a written policy anyone could point to.
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A patriarch or matriarch holds the entire picture in their head, and no one else does.
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Philanthropy is meaningful but ad hoc, and the family would like it to mean something.
The process.
Each mandate is scoped to the family. The sequence is the same, and it is set out in full at the first meeting.
Understand
We establish what the capital is for, who depends on it, what has already been decided, and which questions are unresolved. No recommendations are made at this stage.
Frame
We assemble the position in one place: assets, structures, obligations, and the tax and estate mechanics already in effect, presented as a single balance sheet.
Design
We propose an investment policy and planning approach in plain language, setting out the intended role of each holding, the principal risks, the total cost, and the trade-offs being accepted.
Steward
We implement, report, and review on a set schedule, with an out-of-cycle review triggered by material changes in the family’s circumstances.
A family balance sheet, consolidated after a business sale.
A second-generation family sells its operating company, and the proceeds arrive across several entities. Aureon’s proposed approach: consolidate every entity into one statement, write an investment policy tied to the family’s spending obligations, and bring the estate documents into line with the structures that now hold the capital—before any capital is invested.
The families we work with.
We work with a limited number of families at a time.
- 01Business-owning families
- 02Post-liquidity families
- 03Multi-generational wealth
- 04Single-family offices
- 05Family trusts & holdcos
- 06Executives & founders
- 07Family foundations
- 08Widowed & inheriting spouses
Rooted in Calgary. Relevant across Canada.
Aureon Capital is based in Calgary, a city whose private wealth has largely been created in cyclical industries. Working in that context has shaped the practice: plain language, conservative assumptions, and planning horizons measured in decades.
We work with families elsewhere in Canada, and coordinate on the cross-border questions that arise when family members, property, or businesses sit outside the country.
Arrange a first conversation.
About an hour, at no cost and without obligation: your circumstances, what the capital is for, and whether our services are a fit.